buy a home

Why Buy A Home With TopNetRealty?

Buying a home will change your life so it’s a must to consider the importance a purchase will have on, not only your financial picture, but your every day life as well. Your real estate professional must have a clear understanding for what you want in a property. Often buyers have size of a home or features within a home as highest importance but soon realize where to live has more of an impact on life than anything else. Build a relationship with a real estate professional who understands what is most important to you. Ask questions, challenge a real estate agent/broker or REALTORĀ® to deliver on any promise. Your real estate professional works for you, accommodates your busy schedule, listens to your needs, digs for answers and explains a process you may not be entirely familiar with. One must be an incredible friend to be an incredible real estate professional as it’s a position of trust. Choose to work with someone who you get along with and respect because buying a house is a lengthy transaction with obstacles to overcome – if you do not already, you will get to know each other very well. Make it enjoyable.



Homes For Sale In Saratoga Springs, NY

Many IDX providers allow you to create saved searches to link to. This can be for homes based on price range or property characteristics.

Pre-Approval

Prior to looking for a home you want to get your financing in order to make for an efficient offer process and avoid wasting your time and the time of others. Start by discussing with a bank, mortgage broker or loan officer to learn more about mortgage loan products and what you are to expect with financing. It’s important to realize a comfortable monthly payment with mortgage, taxes and insurance accounted for. A loan professional may issue a pre-qualification or a pre-approval. A pre-qualification may be little more than a quick conversation with a loan professional. A pre-approval is based on background, financial, and credit checks along with employment verification and income history. A pre-approval is seller preferred and may need to be renewed after 60 days.